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FAQs

How long will my conveyancing take?

The conveyancing process normally takes between six to eight weeks from start to finish, however conveyancing can be carried out much faster than this if both parties require a quick completion.

Please bear in mind that if you are part of a chain the conveyancing process may take longer, simply because not everyone works at the same speed and some of the transactions within a chain may be more complicated than your own.

I need to complete as quickly - can you help me?

If you need a quicker completion than the standard 6-8 weeks, please tell us at the outset. We will pass this information onto one of our solicitors who will then let you know whether the timescale you have in mind is achievable.

Is conveyancing via the internet legal?

Although you are able to get a cheap conveyancing quote and instruct a conveyancing solicitor online through our website, you will receive the same level of service, and the solicitor will take the same level of care with your case as if you had walked into their offices.

The firms we work with have processes in place to allow you to remotely complete your conveyancing with them, and will communicate with you through a mixture of email, phone and post. There will generally be no need to ever visit them in person.

What is a disbursement?

A disbursements is a payment that is made to a third party for a service they provide (such as a property search) or a mandatory charge (such as stamp duty or land registry fees).

These disbursements are necessary in order for your conveyancing transaction to be completed.

How much deposit will I need?

Upon exchange of contracts it is normal for a deposit to be paid for the purchase of a property.

The deposit normally paid to a seller is 10% of the purchase price. If you are buying and selling at the same time your solicitor can usually use your buyer’s deposit for your purchase without the need to find a deposit in cash.

What searches must I have?

There are many different types of searches that can be carried out according to the nature and location of the property. If you are taking a mortgage your lender will insist on you having certain searches. It is important to establish that your solicitor makes all the relevant enquiries on the property you are buying. If you are not taking a mortgage these searches are entirely optional.

The following are examples of what may be revealed from the searches:

  • Whether new roads/developments are being built
  • Whether there are any planning permissions or building regulations on the property
  • Likelihood of flooding
  • Confirmation as to whether there are any drains or sewers running beneath the property
  • Radon gas, past contamination, landfill sites and other environmental issues.
What happens on Exchange of Contracts?

Exchange of contracts takes place between the buyer’s and seller’s solicitors, usually over the telephone. The completion date is agreed at this point. Upon exchange of contracts should any party wish to pull out of the transaction prior to completion that party will be liable for substantial penalties. In the case of a buyer pulling out he will lose the 10% deposit and is likely to be required to pay any additional costs. It is possible to exchange and complete a matter on the same date.

This is advisable from the seller’s perspective where the buyer does not have the usual  10% deposit. This ensures that completion will only take place when the buyer’s solicitor has sufficient funds in their possession for the property.

What happens on Completion?

Completion is the point at which the money is exchanged between the two solicitors. This money passes by bank transfer. Ownership of the property is transferred to the buyer, and the seller’s solicitor arranges for the keys to be released to the buyer. This all happens on the same day.

The legal completion date would have been agreed on exchange of contracts. This date would only be agreed with the other solicitor with your authority. Should you need to book removals or give notice to quit a rented property this should never be done until the completion date has been fixed.

 

Accreditation

We are Conveyancing Quality Scheme (CQS) and Lexcel accredited and are fully regulated by the solicitors regulation authority (the regulatory body for solicitors in England and Wales)

  • Conveyancing Quality Scheme
  • Lexcel Practice Management Standard

You can find out more about what CQS accreditation means in our FAQ Section or reading more about our firm on the SRA website.

Our Offices

Bolton

72 St Georges Rd,
Bolton
BL1 2DD

T: 01204 526 465
F: 01204 386 493

Manchester

474 Cheetham Hill Rd,
Manchester
M8 9JW

T: 0161 795 4818
F: 0161 740 0450